BEKSI Posted January 31, 2022 Share Posted January 31, 2022 Hi guys, This conversation may have already been had... However i am a bit new to the site and searched the subject matter and couldn't really find anything. Right... So... Do people really need 3rd party liability insurance to fly? I was speaking to someone today.. they told me "you 100% need insurance". But do i really if im not flying over people or buildings and on farm land.... I was told that "if for example, you fly over horses and you spook the horse... the horse goes crazy and the person drops and ends up in hospital that you will be liable". "or a farmers pregnant sheep, loses the baby lamb in the womb" that the farmer can sue me. How true are these comments? Have people all been winging it while flying without insurance and taking risks? would love to hear the communities thoughts! Hasan Quote Link to comment Share on other sites More sharing options...
paraflyer17 Posted February 2, 2022 Share Posted February 2, 2022 No, you legally dont need it. Would I personally fly without it? No chance. All the reasons you mention. Crop damage. Power line damage. Mid air collision, hitting a car on landing. No matter how slim a chance, if the worst happens you could lose everything you own. Even defending yourself in court could bankrupt you. I'm sure other people disagree with me, but that's the world we live in. 3 Quote Link to comment Share on other sites More sharing options...
geoffw Posted February 3, 2022 Share Posted February 3, 2022 Wouldn't fly without insurance,as paraflyer said it can cost you everything. One other reason its so easy and quick to get/setup, go get your insurance you will not regret it. 1 Quote Link to comment Share on other sites More sharing options...
BEKSI Posted February 3, 2022 Author Share Posted February 3, 2022 Thanks guys, makes sense. Is the insurance with AXA with sepp Quote Link to comment Share on other sites More sharing options...
geoffw Posted February 5, 2022 Share Posted February 5, 2022 Yes AXA they make is so easy to setup 10/10 for service. Never made a claim though. but a must have....... Quote Link to comment Share on other sites More sharing options...
Hann__ Posted February 6, 2022 Share Posted February 6, 2022 Has anyone ever heard of a claim being made against a paramotorist that required an insurance settlement? 1 Quote Link to comment Share on other sites More sharing options...
paraflyer17 Posted February 7, 2022 Share Posted February 7, 2022 I'd imagine the dan burton/sacha dench crash will if you want one example. Probably others where people hit cars, vans, property etc but I doubt you would hear about them. I've seen plenty of clips of mid air collisions on YouTube, particularly paragliders. I'm sure they could end up in a claim. I'm the first to accept it's a rare scenario, but that's not the point. Quote Link to comment Share on other sites More sharing options...
asquaddie Posted February 8, 2022 Share Posted February 8, 2022 On 06/02/2022 at 08:31, Hann__ said: Has anyone ever heard of a claim being made against a paramotorist that required an insurance settlement? I personally know one and the BHPA was excellent (not a member myself), but I know they was very good. Never heard of an AXA settlement to be honest? (maybe we are all better pilots ) Quote Link to comment Share on other sites More sharing options...
Hann__ Posted February 8, 2022 Share Posted February 8, 2022 ^^^Can you say what sort of claim, personal injury or property/other? 1 Quote Link to comment Share on other sites More sharing options...
asquaddie Posted February 8, 2022 Share Posted February 8, 2022 He did not injure anybody or damage any private property, only damaged to council property, but it must of been quite a big claim Quote Link to comment Share on other sites More sharing options...
geoffw Posted February 9, 2022 Share Posted February 9, 2022 Oh yeah, if I know the council it costs £28,000 to put a litter bin in the park. Quote Link to comment Share on other sites More sharing options...
Abaatabit Posted February 10, 2022 Share Posted February 10, 2022 Legally you only need insurance if you fly a trike - foot launch does not require it However - if you want peace of mind get insurance and then dont worry if you drop your phone and it wrecks the paint job on a Koeniggseg costing many thousands Quote Link to comment Share on other sites More sharing options...
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