rob999 Posted September 25, 2012 Share Posted September 25, 2012 I've done a search on this, but there are 737 responses !! Can someone tell me what I need for personal and third party insurance cover and where best to get it please... Thanks... Rob.. Quote Link to comment Share on other sites More sharing options...
enzo200500 Posted September 25, 2012 Share Posted September 25, 2012 Best read some of the postings matey, right old can of worms got opened last time...... Quote Link to comment Share on other sites More sharing options...
clivefreeman Posted September 25, 2012 Share Posted September 25, 2012 There only seems to be one way and thats through the BHPA, ive just passed my exam and now fully insured. £80 for the year There is another way where you can have your wing registered and now it seems you also need a fireproof plate stamped on your machine and its expensive. Nearly £300 i think and not sure if you can still do this !! Quote Link to comment Share on other sites More sharing options...
Guest Posted September 25, 2012 Share Posted September 25, 2012 Personal..... http://www.flyingcover.co.uk/ Swindon based company, top bloke. SW Quote Link to comment Share on other sites More sharing options...
matt_k Posted September 25, 2012 Share Posted September 25, 2012 Atleast the bhpa route you will make you more knowledgeable and alot more aware of dos and donts Cant be a bad thing! Quote Link to comment Share on other sites More sharing options...
Guest Posted September 25, 2012 Share Posted September 25, 2012 Matt, He is learning with Parjet Deano.... I would argue that he is in the top 2 instructors in the UK. Not sure what you mean? although I have not seen his syllabus, I have met a number of very competent pilots trained by him. SW Quote Link to comment Share on other sites More sharing options...
matt_k Posted September 25, 2012 Share Posted September 25, 2012 Yep would agree there. Met a few guys recently trained by Deano. Quote Link to comment Share on other sites More sharing options...
clivefreeman Posted September 25, 2012 Share Posted September 25, 2012 Deano is a top instructor and pilot and is also insured with the BHPA .. Quote Link to comment Share on other sites More sharing options...
PHIL107 Posted September 25, 2012 Share Posted September 25, 2012 Deano is a top instructor and pilot and is also insured with the BHPA .. ..............where was you trained clivefreeman.and the the name of your instructor? Quote Link to comment Share on other sites More sharing options...
clivefreeman Posted September 25, 2012 Share Posted September 25, 2012 Tony i will come back to you on that. It is Tony is it not ? Quote Link to comment Share on other sites More sharing options...
rob999 Posted September 26, 2012 Author Share Posted September 26, 2012 Thanks for all of the replies so far... Enquiries to date... Contacted Flyingcover, they will only cover personal insurance, not 3rd party. Contacted BHPA, they will cover me if I provide a log book of flights, get assessed, pass an exam and jump through a burning hoop. It seems to me that its a Catch 22.... you can't get cover until you've a portfolio of flights in a log book, and an assessment by a tutor. So, you have to fly at your most vulnerable when uninsured, so you can get insurance.... Its like saying...drive your car after you've passed your test for a bit, and if you don't have an acccident we'll insure you.... Quote Link to comment Share on other sites More sharing options...
enzo200500 Posted September 26, 2012 Share Posted September 26, 2012 Can 'o worms..... Quote Link to comment Share on other sites More sharing options...
matt_k Posted September 26, 2012 Share Posted September 26, 2012 Contact Alex @ Sabreace about the bhpa and ask him about the alternative entry system. He is very knowlegdeable and will help you out Quote Link to comment Share on other sites More sharing options...
Guest Posted September 26, 2012 Share Posted September 26, 2012 Due to the fairly negative response towards wing reg and a tiny metal plate I have gone back into research mode. This is always ongoing until the day its sorted. I have less time now than I normally have but am still on and off the case. SW Quote Link to comment Share on other sites More sharing options...
rob999 Posted September 26, 2012 Author Share Posted September 26, 2012 Reading between the lines here, I'm guessing most pilots have neither third party nor paramotor specific personal insurance ???? Quote Link to comment Share on other sites More sharing options...
outkast Posted September 26, 2012 Share Posted September 26, 2012 Thanks for all of the replies so far... Enquiries to date... Contacted Flyingcover, they will only cover personal insurance, not 3rd party. Contacted BHPA, they will cover me if I provide a log book of flights, get assessed, pass an exam and jump through a burning hoop. It seems to me that its a Catch 22.... you can't get cover until you've a portfolio of flights in a log book, and an assessment by a tutor. So, you have to fly at your most vulnerable when uninsured, so you can get insurance.... Its like saying...drive your car after you've passed your test for a bit, and if you don't have an acccident we'll insure you.... The alternative entry system is fairly straight forward, its for pilots already flying that want to get a rating with the BHPA. you only have to provide a photocopy of your first and last entry in your log book. you have to sit an exam, wich is not too hard providing you do the studying. and you have to have a BHPA instructor see you fly. cant see how thats too much of a hardship considering the benifits of having insurance. Quote Link to comment Share on other sites More sharing options...
ptwizz Posted September 27, 2012 Share Posted September 27, 2012 If I understand correctly, BHPA insurance starts as soon as you join and covers you throughout your training, provided you are training under the BHPA rating scheme with a BHPA rated instructor. (Just as your motor insurance covers you while learning accompanied by a qualified driver). I assume BHPA are in a position to negotiate a favourable rate with their insurance providers on the basis that the pilots on risk are subject to certain restrictions. As a club pilot, my BHPA cover becomes invalid if I go off on an unsupervised XC more than 2 miles from the club site. It all seems quite reasonable to me; BHPA offers insurance cover to its members on the agreed termas and conditions. Other insurance providers are available, costs, terms and conditions may vary. Take your pick. Pete. Quote Link to comment Share on other sites More sharing options...
richjones Posted September 27, 2012 Share Posted September 27, 2012 Does everyone fill in log books then ? Seems basically you have to go beyond club pilot exams in order to get any insurance for flying XC? At least with bhpa. I guess there aren't many 3rd party incidents? In which case, as it's supposed to be about as safe as recreational flying gets, that it shouldn't be this difficult to get insurance? Quote Link to comment Share on other sites More sharing options...
ptwizz Posted September 27, 2012 Share Posted September 27, 2012 Rich, the requirement for log book evidence was raised as part of the alternative entry to BHPA. Keeping a log of your flights is a good idea whether or not you wnat to join BHPA. Flight logs allow you to keep track of equipment service requirements, monitor your motors average fuel consumption, monitor your own progress etc. Yes, if you want BHPA insurance to fly XC, you need to pass the Pilot qualification. Any insurance will have terms and conditions attached. If I were an insurance provider and someone approached me asking for cover to fly, I would want to see some evidence that that individual was competent and intended to fly within the law and show good airmanship. I wouldn't want to cover for "Super"Dell's legal expenses, for example. Look at the 'Spanish Inquisition' that motor insurers want you to complete. By comparison, the BHPA terms and conditions seem quite relaxed. If you've found an insurer who will cover you for £100pa without any qualifications, there are plenty of pilots on this forum who would be interested. Pete. Quote Link to comment Share on other sites More sharing options...
richjones Posted September 27, 2012 Share Posted September 27, 2012 Thanks Pete, I was just thinking aloud, building my knowledge bit by bit Quote Link to comment Share on other sites More sharing options...
matt_k Posted September 27, 2012 Share Posted September 27, 2012 99% of people i have spoke to at flyins and comp pilots i know are all with the bhpa, i know of anothet insurance but you have to have registration nunbers on your wing and a fire proof plate on your motor or its not valid! Quote Link to comment Share on other sites More sharing options...
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